Original calculations, source data and practical guides from NorthScope News. Use the assumptions to judge each result, then test your own situation with our free Canadian calculators.
Original research
Canadian mortgage renewals: the $302-a-month trade-off — compare balances, rates and amortizations, with downloadable scenario data.
July 2026 grocery basket: the $8.73 provincial gap — twelve products, ten provinces and an explicit calculation method.
Make the next decision
20 vs. 25 years at mortgage renewal: what the lower payment costs — Compare 20- and 25-year amortizations at renewal using a $400,000 example, monthly payments and the balance remaining after five years.
Mortgage switching fees: when does a lower rate actually save money? — A $400,000 example shows why a lower mortgage payment can still lose money after switching fees. Compare interest, fees and remaining debt.
Ontario vs. Alberta take-home pay in 2026: three salaries compared — Compare estimated Ontario and Alberta net pay at $50,000, $80,000 and $120,000, including income tax, CPP and EI.
Toronto closing costs in 2026: an $800,000 home worked example — Budget Toronto and Ontario land transfer tax, first-time buyer rebates and other closing costs using an $800,000 resale-home example.
Ontario rent control: the November 2018 exemption explained — Understand Ontario’s November 15, 2018 rent-control cutoff, the 2026 and 2027 guidelines, and why a new lease alone does not settle coverage.
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Methods and corrections
Each report identifies its source period, assumptions and limitations. Modelled examples are not survey findings or lender offers. If you spot a calculation or source error, contact NorthScope News with the page link and the input values needed to reproduce it.